Are You Putting Yourself at Risk as a Freelancer Without Insurance?

Given the trend of workers giving up their office jobs and daily commutes to work independently, the demand for consultant insurance has gone up exponentially. As a first-time consultant, you might wonder if you even need to be insured. The reality is insurance for freelancers (professional liability) is an essential risk mitigation tool, and should…

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10 Things to Avoid When Looking for Liability Insurance Online

Everyone in the healthcare space has had a rough couple of years. From staffing challenges to mental health issues and just plain burnout, our healthcare heroes have had enough pressure and stress to last a lifetime. Business owners and consultants haven’t had it much better with constant uncertainty, loss of profits and looming inflation. More…

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What Is Typically Covered by Freelance Insurance?

Owning a consulting business involves risk. The buck stops with you, so any mishaps or legal troubles are yours alone to pay for. Researching your insurance options can pay off. With so many people striking out on their own, small businesses and consultants need to know what kind of insurance is not only available but…

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Insurance for Freelancers: 7 Reasons Not to Risk Going Without Coverage

No matter what the field, freelancing can be a difficult business. Often one-man operations, these small businesses have to rely on good word of mouth as well as top-notch service, all while having a fraction of the budget of larger competitors. Insurance for freelancers on top of all that can feel unnecessary. Here are seven…

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Malpractice Insurance FAQs: What Is a “Retro Date”?

Malpractice insurance (sometimes called professional liability insurance) can be confusing, but as a medical professional, you need to be sure you’re getting it right. To help you, we’ve collected some of the most common questions our customers have so you can be sure you’re fully informed. Malpractice Insurance FAQs: What Is a “Retro Date”? Am…

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Pros and Cons of Working from Home in 2021

With the onset of the COVID pandemic, working from home became the new normal. While working life is trying to creep back toward normal and many folks are heading back into the office, working from home is still an increasingly popular choice in 2021 by some employers. Many workers who were asked back to the…

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Liability Risks for Occupational Therapists

When you chose to pursue a career as an occupational therapist, chances are you were thinking about how much you could help your patients. Did you also think about what kind of liability you would be taking on? Whether you are teaching people to perform their jobs with less pain or helping them remain independent…

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How Can I Reduce My Professional Liability Insurance Cost?

As a medical professional or any sort of business consultant, you already know how important it is to have a comprehensive insurance policy to protect you from any legal claims related to malpractice and negligence (medical professionals) or errors and omissions (business professionals). However, making sure you’re protected needn’t break the bank. We’ve put together…

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