Pros and Cons of Working from Home in 2021 Blog | Pros and Cons of Working from Home in 2021
Consultants 10/13/21

Pros and Cons of Working from Home in 2021

With the onset of the COVID pandemic, working from home became the new normal. While working life is trying to creep back toward normal and many folks are heading back into the office, working from home is still an increasingly popular choice in 2021 by some employers. Many workers who were asked back to the office realized they preferred working remotely so much that they are turning in their badges to try and go out on their own with freelancing. There are numerous pros and cons to consider. Whichever way you look at it, consultant insurance can take away a lot of the stress that comes with working at home as a consultant or freelancer.

Working From Home as a Freelancer in 2021

1. Pro – Make Your Own Schedule

A traditional office space holds its workers to all kinds of demands on time that might be necessary for a workplace to run but can have a detrimental effect on individual workers. Having to attend meetings at certain hours, or even take your lunch break at an allotted time, can really interrupt the flow of your work or put a damper on your day.

Working from home, you have a lot more control over your own schedule. You can start when you like, finish when you please, take your lunch break whenever it suits you. As long as you can get the job done and keep your clients happy, you can do things in whichever way is best for you. You’ll probably find it not only keeps you happier but boosts your productivity too!

2. Con – Lose the Protection of an Established Workplace (Consultant Insurance Can Help!)

An office isn’t just a building. It represents an established company. That means that when someone makes a mistake at work, there’s often a degree of protection for them. A worker facing legal action from a disgruntled client may well be protected by their employer’s insurance.

As a consultant, the buck stops with you. It’s just one reason many folks choosing to hang their own shingle are protecting themselves by investing in quality professional liability insurance.

3. Pro – Avoid Distractions

On the one hand, working in a traditional office environment might allow you a dedicated workspace, but on the other hand, it can be full of disturbances! Anyone who’s ever worked in a traditional office knows how many distractions can arise, from colleagues making small talking or complaining about their coworkers, to ringing phones and all the noises that come with an open floor plan.

At home, you can minimize disruption to your workday, keeping background noise to a minimum and avoiding the daily chaos of a busy office, and manage your own time. Shut the door of your home office and you’re safe and secure, without the need to be distracted by a lot of unnecessary noise or demands from colleagues.

4. Con – Keeping Motivated and Finding Clients

Without a boss giving assignments and tracking performance, some people struggle with self-motivation, especially if they have worked in corporations most of their career. While most consultants are able to keep themselves on track, it can be a big adjustment at first to ensure you’re structuring your workday in the most efficient way.

Many workers are eager to go out on their own because they have a passion for their line of work and the desire for more flexibility but working for yourself means you are solely responsible for marketing yourself and bringing in the work. This tends to be a huge learning curve and can cause stress in the beginning because income is typically inconsistent until you become established and build a portfolio of work.

5. Pro – Ditch the Commute

The daily commute is undoubtedly one of the worst things about the traditional 9-5 workday. Sitting in traffic for an hour or 2 each day can be a real pain, causing stress before the day has even truly begun. It’s got the potential to have a big impact on your productivity where it matters most, and also gives precious time back to your work-life balance.

When you work from home, the commute is only as far as a stroll downstairs. You can enjoy more sleep, have time in the morning with family, maybe even take the kids to school or get in some exercise before beginning work. It’ll also save you money, sparing you a small fortune in gas and other automotive expenses.

6. Con – Lose Connection With Colleagues

When you’re working together with others, losing contact can take a toll on a person’s mental health. Some people crave social interaction. It could also have an impact on your work if you struggle to communicate well over technology. While there are lots of great new ways to stay in touch through technology these days, some would say there’s nothing quite like seeing colleagues face to face and engaging small talk that can make or break office relationships.

This is another issue that can cause home workers to slip up or make mistakes. A lack of communication, or glitch in technology, can cause mistakes and those can definitely be costly. Again, professional liability insurance can help to protect against many of the issues that come up here.

There are as many pitfalls to working from home as there are advantages! Luckily, NOW Insurance can take a lot of the stress out of working from home. We provide insurance that is simple, fast and affordable. Any type of consultant today would be wise to take out a professional liability policy, which covers work mistakes and many situations that could arise with unsatisfied customers.

 

Learn more about professional liability for consultants.

 

Get a quote in under 3 minutes from our easy online application. Our experienced staff is on hand to help, so you can contact us with any questions you have about our coverage.

Blog

Tips for protecting yourself and your business.

Consultants

Are You Putting Yourself at Risk as a Freelancer Without Insurance?

Consultants

10 Things to Avoid When Looking for Liability Insurance Online

Mental Health

10 Ways Mental Health Can Affect Relationships: What Marriage Counselors Should Know

Consultants

What Is Typically Covered by Freelance Insurance?

News

Video Interview with Phil Cabaud and Celent Analyst, Andrew Schwartz

News

NOW Insurance Wins Celent Model Insurer for Customer Experience Transformation

Cyber

6 Reasons Medical Professionals Need to Understand Cyber Liability

Consultants

Quitting Your Day Job? 5 Things You Need as a Freelancer or Consultant

Consultants

Are You a Freelance Consultant? You May Be Unknowingly at Risk

Nurses

Continuing Education Round-up for Nurse Practitioners

Mental Health

6 Major Mental Health Challenges for Today’s Students

Nurses

In-Demand Nurse Practitioner Specialties for 2022

Mental Health

Why Home Health Care Can Have a Positive Impact on Mental Health

Consultants

Consultant Insurance: What Kind of Consultants Should Get Coverage?

Mental Health

Why Clinical Counselors Need to Care for Their Own Mental Health, Too

Nurses

Celebrating Nurse Practitioner Week: Nov. 7-13

Consultants

Insurance for Freelancers: 7 Reasons Not to Risk Going Without Coverage

Lab Technician

Four Ways to Reduce Risk for Medical Labs in COVID Era

Healthcare

Malpractice Insurance FAQs: What Is a “Retro Date”?

Pharmacy

Why You Should #ThankAPharmacist This Month

Mental Health

Why School Counselors Should Consider Malpractice Insurance

Consultants

Pros and Cons of Working from Home in 2021

Insurance Basics

Am I Legally Required to Get Small Business Insurance?

Occupational Therapy

Liability Risks for Occupational Therapists

Insurance Basics

What Are the Exclusions on a General Liability Insurance Policy?

Nurses

Nurse Liability Insurance: 7 Reasons to Get a Policy Even If Your Workplace Is Covered

Lab Technician

Four Common Mistakes Lab Techs Make

Pharmacy

Upskilling and Reskilling in Pharmacy

Insurance Basics

How Can I Reduce My Professional Liability Insurance Cost?

Healthcare

Is Administrative Staff Covered by Medical Malpractice Insurance?

Mental Health

What Can Happen if a Clinical Counselor Doesn’t Carry Malpractice Insurance?

Mental Health

Mental Health Technicians Are More Important Than Ever in 2021

Mental Health

Why Every Counselor Should Have Malpractice Insurance (Even If You’re Just Starting Out)

Consultants

Five Reasons Why Marketing Consultants Need Insurance

Speech Therapist

Speech Therapist Insurance: What Do You Need to Cover?

Insurance Basics

General Liability and Workers’ Comp: What’s the difference?

Event Planning

What You Need to Know About Planning Your Comeback Event

Event Planning

Top Tech Tools for Hosting a Hybrid Event

Mental Health

Are You at Risk? Four Potential Liabilities When You’re an Uninsured Drug Counselor

Consultants

Consulting in the Tech Field? This is the Insurance Coverage You Need

Event Planning

How to Use Virtual Reality for Your Hybrid Event

News

Bold Penguin and NOW Insurance Partner to Make Professional Liability Insurance Easier to Quote and Bind

News

Matt Higgins Joins NOW Insurance as Executive VP of Engineering

Event Planning

Planning a Conference? You Need Event Insurance

Consultants

Five Steps to Buying Consultant Business Insurance

Nurses

Nursing Board Discipline: Know the Process

Event Planning

Eight Things Commonly Forgotten by Event Planners

Event Planning

Hybrid Events Are the New Norm – What Should Event Planners Know?

General

How Much Is Professional Liability Insurance? 6 Factors That Affect Price

Mental Health

Providing Peace of Mind: Insurance for Mental Health Workers

Mental Health

7 Reasons Rehabilitation Counselors Should Get Malpractice Insurance

Pharmacy

Pharmacy Technician: What’s Next?

Consultants

Common Mistakes When Starting a Consulting Business

Mental Health

8 Reasons a Family Counselor Should Be Insured

Mental Health

Professional Liability Insurance for Mental Health Technicians: What Does It Cover?

News

NOW Insurance Partners with Hiscox on Medical Malpractice Insurance

Healthcare

What to Know About Multi-State Healthcare Licensure

Healthcare

6 Risks of Being a Substance Abuse Counselor Without Malpractice Insurance

Healthcare

What Are the Best Upskilling Opportunities in Healthcare?

Healthcare

How Virtual Care Expands Access to Specialists

General

Thinking of Becoming a Therapist? 5 Things to Know

Healthcare

Do School Counselors Need Their Own Insurance Policy?

Healthcare

5 Rewards of Being a Mental Health Technician

Home Health

What are Key Compliance Issues in Home Healthcare?

Home Health

The Home Hospital: What Is It and How Will It Affect Future Care?

Healthcare

What Challenges Should School Counselors Expect as Schools Reopen?

Pharmacy

Sharing the Workload: Questions You Can Ask Your Pharmacist Instead of Your Doctor

Healthcare

5 Situations Where Testing Labs May Be Legally at Risk

Healthcare

Do Marriage Counselors Need Professional Liability Insurance?

Healthcare

8 Malpractice Insurance Terms Every Medical Professional Should Know

Healthcare

Social Worker Insurance: Do I Need My Own Coverage?

Mental Health

Pandemic Pressures Drive Increased Need for Mental Health Technicians

Nurses

Celebrate National Student Nurse Day on May 8

Nurses

National Nurses Week: Celebrate May 6-12

Healthcare

Why Nursing Students Need their Own Professional Liability Policy

Home Health

How to Find Affordable Professional Liability Insurance for Home Health Providers

Healthcare

5 Benefits to a Career as a Pharmacy Technician

Healthcare

How Digital Pharmacies Will Change the Industry

Healthcare

How to Become A Pharmacy Technician

Healthcare

Supporting Providers in the Age of Telehealth

Healthcare

12 Keys to Finding the Best Physical Therapist Insurance

Healthcare

When Are Lab Technicians Liable? Five Reasons to Carry Professional Liability Insurance

Healthcare

What Is and Isn’t Covered by Malpractice Insurance?

Healthcare

Why COVID Testing Labs Should Carry General Liability Insurance

Healthcare

Do Occupational Therapists Need Malpractice Insurance?

Healthcare

Can Lab Technicians Be Sued for Malpractice?

Cyber

5 Reasons Cyber Security Insurance Is Becoming More Important Than Ever

Healthcare

What Sort of Insurance Will Cover Physical Therapists?

Cyber

Helping Hesitant Patients Embrace Telehealth

Cyber

Why COVID Testing Labs Should Have Cyber Security Insurance in Case of a Data Breach

Nurses

GI Nurses and Associates Week: Highlight A GI Nurse Hero March 21-27

Nurses

What Malpractice Risks Do GI Nurses Face?

Nurses

What Kind of Nurse Should You Be? Check Out the Growing Field of Gastroenterology

Healthcare

6 Risks Lab Technicians Face Without Professional Liability Insurance

Healthcare

Do Contact Tracers Need to Protect Themselves with Professional Liability Insurance?

Cyber

Telehealth Rules Relaxed During Pandemic

Cyber

Telehealth is More Than Just Video Appointments

Healthcare

Pharmacists: Which Specialty Is Right for You?

Healthcare

Sued for Malpractice: A Guide for Nurses and NPs

Healthcare

A Guide to Medical Director Insurance and the Costs

Healthcare

2021 Trends to Look for in Occupational Therapy

Healthcare

Become a COVID-19 Contact Tracer

Healthcare

How Much Does Physician Assistant Malpractice Insurance Cost?

Healthcare

Lab Technicians: Is a Travel Job Right for You?

Home Health

Why Your Agency Needs Home Healthcare Insurance

Lab Technician

Covering Covid-19: Is Your Medical Laboratory at Risk?

Healthcare

A Complete Guide to Insurance for Physical Therapists

Healthcare

The Costs of Medical Staffing Agency Insurance

Home Health

Why Start a Non-medical Home Care Business

Healthcare

IV Nurse Day: Celebrate Jan 25

Healthcare

How to Become an IV Nurse

Healthcare

Charting by Exception: Errors by Omission or The Efficient New Norm?

Healthcare

Are You a Culturally Competent Nurse?

Healthcare

Risks of Abbreviations in Nurse Charting

Home Health

A Guide to Starting a Home Healthcare Business

Nurses

Nurses and The Good Samaritan Law

Cyber

Cyber Liability and HIPAA Compliance

Cyber

Why Hackers Love Healthcare Data

Cyber

Ransomware Rampant in Among Small Businesses

Cyber

What is the cost of a data breach?

General

NOW Insurance closes $2.5 million seed round, enhances AI-enabled platform

Cyber

Cost of a HIPAA Violation

Cyber

How to Create a Small Business Cyber Security Plan

Cyber

Small Business and Cloud Storage: Is Your Data Secure?

Cyber

Social Engineering: 7 Common Red Flags

Event Planning

Getting Liability Insurance for Events

Event Planning

Starting an Event Planning Business: A to Z

Event Planning

How Much Does Event Planning Insurance Cost?

Event Planning

Insurance for Event Planners: What You Need to Know

Event Planning

What’s Included in Event Planning Insurance Coverage?

Insurance Basics

What Can a Tax Preparer Be Held Liable For?

Insurance Basics

Tax Preparer Insurance 101

Medical Staffing

4 Nurse Staffing Issues to Avoid

General

What You Need to Know to Be a Tax Preparer

Insurance Basics

Insurance for Bookkeepers: A Complete Guide

Medical Staffing

How to Start a Nurse Staffing Agency

Insurance Basics

What is Liability Insurance for Bookkeepers?

General

How to Build Customer Relations in Your Business

Medical Staffing

A Guide to Medical Staffing Insurance

General

Developing an Effective Risk Management Plan

Insurance Basics

All You Need to Know About Therapist Insurance

Mental Health

What is Malpractice Insurance for Counselors?

Mental Health

Benefits of Therapist Liability Insurance

Insurance Basics

What’s the Average Counselor Malpractice Insurance Cost?

Insurance Basics

Risk and Hazards of Being a Massage Therapist

Insurance Basics

Do Nutritionists Need Insurance?

Insurance Basics

What’s Included In Massage Insurance Coverage?

Insurance Basics

Everything You Need to Know About Malpractice Insurance Coverage For Nutritionists

Insurance Basics

Do Massage Centers Need Insurance?

Insurance Basics

How Much Does Nutritionist Insurance Cost?

Insurance Basics

Insurance Plans For Nutritionists: Everything You Need to Know

Insurance Basics

Massage Therapy Insurance: A Beginner’s Guide

General

Coronavirus Outbreak: 3 Tips to Keep Your Healthcare Business Safe

General

Company Working From Home? Stay Safe of Cyber Attacks

Insurance Basics

Business Interruption Insurance and Coronavirus

General

4 Best Practices for Medical Workers During the COVID-19 Outbreak

Insurance Basics

Inside the Hacker’s Mind – Social Engineering

Insurance Basics

Do Consultants Need Insurance?

Insurance Basics

Fitness Center & Gym Insurance: A Beginner’s Guide

General

Should Your Company Work From Home During the Coronavirus Outbreak

Insurance Basics

Why Your Business Needs Wellness and Fitness Insurance: A Comprehensive Guide

Insurance Basics

What Is the Cost of Gym Insurance?

Insurance Basics

What Insurance Do Consultants Need?

Consultants

How Much Is Insurance For a Consultant?

Consultants

Benefits of Consulting Insurance Coverage

Healthcare

Pay as You Go Insurance for Healthcare Professionals

General

You Have Your Physician Assistant’s License: Now What?

Healthcare

Why Are You Still Buying Occurrence Malpractice Coverage?

Healthcare

What Does Malpractice Insurance Cost?

General

Physician Assistant Malpractice Coverage: A Practical Guide

Nurses

Do Student Nurses Need Malpractice Insurance?

Nurses

Ouch, You Hurt Me! Do Nurse Practitioners Need Their Own Malpractice Policy?

Nurses

What Type of Insurance Do Nurses Need?

Insurance Basics

Understanding Insurance Terms: Back to Basics

General

What Does Professional Liability Insurance Cover?

General

Types of Insurance Available for Small Business Owners

General

Potential Small Business Risks

General

General Liability Insurance: How to Keep your Business Protected

General

Choosing a Business Insurance Provider: Everything You Need to Know

General

Business Insurance Plans – Do I Need One?

General

Benefits of Professional Liability Insurance

General

What Is the Average Cost of Errors and Omissions Insurance?

General

What Is Cyber Liability Insurance?

General

What Does Errors and Omissions Insurance Cover?

Cyber

Cyber Insurance 101: Why You Need It

Cyber

What Does a Cyber Liability Policy Cover?

General

Errors and Omissions Coverage: What Is It & How Does it Work?

Cyber

What Is the Average Cost of Cyber Liability Insurance?

General

Who Needs Errors and Omissions Coverage?