What Are the Exclusions on a General Liability Insurance Policy?

Regardless of what type of business you’re in, having a general liability insurance plan in place is your first line of defense against many risks associated with owning a business. Even if you’re self-employed, this type of coverage simply makes sense. However, it does have certain limitations. It’s important to be educated about exactly what…

Read More

Is Administrative Staff Covered by Medical Malpractice Insurance?

A spectrum of medical tasks can lead to negligence that causes patient harm, from a physician’s misdiagnosis to mislabeled medication. Administrative staff can even be found liable due to the diverse nature of their work. This makes malpractice insurance (also known as professional liability) a necessity for all team members, even if a patient lawsuit…

Read More

General Liability and Workers’ Comp: What’s the difference?

If you’re a business owner, you need to protect yourself against lawsuits and other professional liability issues. Taking out adequate insurance can ensure your financial wellbeing, no matter what happens. But what types of policies do you need, and what do they protect against? In today’s post, we’ll go over general liability insurance and workers’…

Read More

Consulting in the Tech Field? This is the Insurance Coverage You Need

Last year, the Pew Research Center reported that over 70% of Americans began working from home. Among them, nearly 40% said they would prefer to continue working from home, and today millions of employers are struggling to establish a setup that will work for every team. That said, many digital consultants have worked remotely for…

Read More

Planning a Conference? You Need Event Insurance

With the world opening back up, millions are booking work travel and planning events for the first time in over a year. Many conferences seem pressed to go bigger and better than the next, but scaling up presents risks. Today, even before you open registration, it’s important to secure event planning insurance and ensure you’re…

Read More

Eight Things Commonly Forgotten by Event Planners

If you’re an event planner, you’re most likely an exceptionally organized individual. After all, clients rely on you to remember everything that’s important for their event. However, keeping all those details in order for your clients, can inevitably leave you a bit frazzled at times and prone to forget things that all event planners should…

Read More

How Much Is Professional Liability Insurance? 6 Factors That Affect Price

Do you own a small business, mental health practice, or other type of company? If so, you could benefit greatly from paying for professional liability insurance. Professional liability insurance—also known as medical malpractice insurance (for medical professions)—can help protect you in the face of a lawsuit. If you’re wondering, “How much is professional liability insurance?”…

Read More

5 Reasons Cyber Security Insurance Is Becoming More Important Than Ever

With more businesses moving their data into the cloud, there is more emphasis on keeping data secure – both for the business and for the private data of consumers. While cyber security is a top priority for many business owners, many still overlook the need for cyber security insurance, especially new and small businesses. This…

Read More

Ransomware Rampant in Among Small Businesses

As if this year didn’t have enough catastrophes, here’s another record-breaker: The risk of cyberattacks in 2020 is higher than it’s ever been, with no sign of slowing. According to one report, ransomware samples have increased by 72%, vulnerabilities in mobile devices have increased by 50%, and “attacks on critical infrastructure” in businesses run rampant.…

Read More