Why Are You Still Buying Occurrence Malpractice Coverage?

In today’s complex healthcare landscape, carrying malpractice insurance isn’t optional—it’s a necessity. A 2017 survey conducted by Medscape revealed that over 50% of 4,000 physicians surveyed had been named in a malpractice lawsuit by a former patient. Even more striking, 87% of those doctors were caught off guard by the legal action. The survey, covering…

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Malpractice Insurance FAQs: What Is a “Retro Date”?

Malpractice insurance (sometimes called professional liability insurance) can be confusing, but as a medical professional, you need to be sure you’re getting it right. To help you, we’ve collected some of the most common questions our customers have so you can be sure you’re fully informed. Am I Required to Have Insurance? Whether medical practitioners…

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What Does Malpractice Insurance Cost?

Malpractice insurance isn’t optional for medical professionals risking lawsuits whenever care doesn’t go as planned. Over the past decade, premiums have steadily risen—and in many cases, spiked—making it more critical than ever to understand who pays what and why. Rising Premium Trends Nationwide According to the American Medical Association, nearly half of malpractice premiums increased…

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What Type of Insurance Do Nurses Need?

Nurses are integral to healthcare, providing essential services across various settings. With their expanding roles and responsibilities, it’s crucial for nurses to have appropriate insurance coverage to protect their health, career, and financial well-being. Malpractice and Liability Insurance for Nurses In today’s complex healthcare landscape, nurses are increasingly exposed to legal risks that can arise…

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What Is and Isn’t Covered by Malpractice Insurance?

As a healthcare professional, understanding the scope and limitations of your malpractice insurance (or medical professional liability insurance) is crucial. While this insurance provides a safety net against certain professional risks, it’s essential to know what is and isn’t covered to ensure comprehensive protection. Understanding Malpractice Insurance Malpractice insurance, a subset of professional liability insurance,…

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Are You Putting Yourself at Risk as a Freelancer Without Insurance?

Given the trend of workers giving up their office jobs and daily commutes to work independently, the demand for consultant insurance has gone up exponentially. As a first-time consultant, you might wonder if you even need to be insured. The reality is insurance for freelancers (professional liability) is an essential risk mitigation tool, and should…

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10 Things to Avoid When Looking for Liability Insurance Online

Everyone in the healthcare space has had a rough couple of years. From staffing challenges to mental health issues and just plain burnout, our healthcare heroes have had enough pressure and stress to last a lifetime. Business owners and consultants haven’t had it much better with constant uncertainty, loss of profits and looming inflation. More…

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What Is Typically Covered by Freelance Insurance?

Owning a consulting business involves risk. The buck stops with you, so any mishaps or legal troubles are yours alone to pay for. Researching your insurance options can pay off. With so many people striking out on their own, small businesses and consultants need to know what kind of insurance is not only available but…

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Quitting Your Day Job? 5 Things You Need as a Freelancer or Consultant

Beginning a new job can be difficult but starting an entirely new profession as a consultant or a freelancer can feel especially challenging. Getting started on the right path is the hardest part but surviving after you’ve gotten your business off the ground depends on more than just your expertise and work ethic. Taking care…

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