Insurance for Freelancers: 7 Reasons Not to Risk Going Without Coverage
No matter what the field, freelancing can be a difficult business. Often one-man operations, these small businesses have to rely on good word of mouth as well as top-notch service, all while having a fraction of the budget of larger competitors. Insurance for freelancers on top of all that can feel unnecessary. Here are seven…
Read MoreFour Ways to Reduce Risk for Medical Labs in COVID Era
As the world continues to battle the COVID-19 global pandemic amidst new variants, vaccination programs and uncertainty in just about every aspect of life, medical labs remain on the front lines. It’s important for these entities to protect themselves as much as possible from the inevitable risks that come with a situation of such magnitude.…
Read MoreMalpractice Insurance FAQs: What Is a “Retro Date”?
Malpractice insurance (sometimes called professional liability insurance) can be confusing, but as a medical professional, you need to be sure you’re getting it right. To help you, we’ve collected some of the most common questions our customers have so you can be sure you’re fully informed. Malpractice Insurance FAQs: What Is a “Retro Date”? Am…
Read MoreWhy School Counselors Should Consider Malpractice Insurance
The demand for mental health support has increased dramatically in recent years, particularly among young people. The COVID-19 pandemic has certainly fueled this trend. The demands being placed on school counselors right now are high. While their job is to help others, they must also protect themselves. Like anyone else providing professional psychotherapy support, counselors…
Read MoreAm I Legally Required to Get Small Business Insurance?
You already know that having a comprehensive insurance plan in place is one of the most prudent investments you can make in your business. While it’s clearly a great idea, is it actually required by law? Having certain specific forms of small business insurance is in fact required in most states. Why Your Business Needs…
Read MoreLiability Risks for Occupational Therapists
When you chose to pursue a career as an occupational therapist, chances are you were thinking about how much you could help your patients. Did you also think about what kind of liability you would be taking on? Whether you are teaching people to perform their jobs with less pain or helping them remain independent…
Read MoreNurse Liability Insurance: 7 Reasons to Get a Policy Even If Your Workplace Is Covered
Nurse liability insurance can protect you in legal proceedings initiated by a patient, a patient’s representative, or the state board of nursing. While physicians tend to bear the brunt of such lawsuits, nurses are also regularly sued. Because they provide most aspects of hands-on patient care, nurses are at risk for regulatory, civil, and criminal…
Read MoreFour Common Mistakes Lab Techs Make
Did you ever wonder who was handling the huge influx of COVID-19 diagnostic tests during the pandemic that started in Spring 2020? Professional lab technicians were already busy performing an estimated 13 billion lab tests per year for a host of other illnesses and conditions when the global pandemic began. Although typically in the background…
Read MoreHow Can I Reduce My Professional Liability Insurance Cost?
As a medical professional or any sort of business consultant, you already know how important it is to have a comprehensive insurance policy to protect you from any legal claims related to malpractice and negligence (medical professionals) or errors and omissions (business professionals). However, making sure you’re protected needn’t break the bank. We’ve put together…
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