Physician Assistant Malpractice Coverage: A Practical Guide
As a physician assistant, one of your responsibilities is to work closely with patients and doctors to determine the best course of treatment. In many situations, you’re left entirely to your own devices to diagnose and medicate the patient properly. It’s a job with heavy responsibilities, and PAs are rewarded handsomely with a high salary…
Read MoreUnderstanding Insurance Terms: Back to Basics
Over time, just about every business will eventually develop its own lexicon. These words, phrases, or abbreviations can become shorthand or have underlying importance. Naturally, this can be confusing for outsiders who are attempting to enter a given world. It takes time, experience, and a little schooling to know the ins and outs. The world…
Read MoreChoosing a Business Insurance Provider: Everything You Need to Know
A huge part of being a small business owner means having to purchase insurance. Some types of business insurance are required by federal law. Others are so crucial to protecting the health and well-being of your employees—not to mention protecting yourself from potential liabilities—that they should be required. Choosing the right bundle of insurance plans…
Read MoreWhat Is Cyber Liability Insurance?
Just a decade ago, cyber liability insurance was scant more than a niche market. The insurers that offered it either did so at an outrageous cost—while failing to cover much—or as inexpensive, sub-limited addendums to existing cyber policies. Now, though, the cyber insurance market has burgeoned and become an essential element to any business’ risk…
Read MoreCyber Insurance 101: Why You Need It
Your business is a ship. A fine, sea-hardened vessel with a hard-won reputation for providing safe passage to all aboard and timely delivery of cargo. Pre-digital revolution your greatest worry? Weather and piracy. Now, in this day and age, cyberattacks on your, your employees’ and your clients’ sensitive data are like an infestation of plague…
Read MoreWhat Does a Cyber Liability Policy Cover?
The enhanced accessibility of electronic data storage has created new opportunities for businesses to digitize processes and streamline efficiency from top to bottom. While cloud computing has revolutionized the way firms store and apply data, these advancements also come with their own risks. Cybercrime has emerged as a major threat to every company’s proprietary information,…
Read MoreWhat Is the Average Cost of Cyber Liability Insurance?
The digital age has paved the way for astounding innovation and—as with most emerging technologies—has created new vulnerabilities for people and businesses. And in the case of cyber liability insurance coverage, we’re talking specifically about data breaches. Today, the average data breach costs $3.86 million. Additionally, you might be surprised to discover that 58% of…
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