How Much Does Event Planning Insurance Cost?

Event planners take on liability every time they offer their services. While every business owner runs the risk of damaging a client’s property or injuring a third party while on the job, event planners’ risk is naturally higher. After all, a special event may draw hundreds of attendees, and planners also interact with vendors, subcontractors,…

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What Can a Tax Preparer Be Held Liable For?

Facing a lawsuit is a tax preparer’s worst nightmare. They’re costly and time-consuming. Unfortunately, even the most meticulous preparer may face a lawsuit at some point in their career.  Any tax return mistake, no matter how small, could result in legal action. A particularly litigious client could sue you, even if you believe your work…

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Tax Preparer Insurance 101

Tax preparation is complex and many Americans hire a professional tax preparer to take the process off their hands. As one of these tax preparers, the complexity of taxes means job security for you. However, it also means more room for mistakes and liability.  Your clients expect you to be up-to-date on tax law and…

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Developing an Effective Risk Management Plan

When problems arise mid-project, it generally isn’t due to some unforeseen, unavoidable  circumstance, but rather to a misstep or series of missteps that could have been avoided with proper planning. That, in essence, is the risk management definition (by Oxford Dictionary): “the forecasting and evaluation of financial risks together with the identification of procedures to…

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Do Massage Centers Need Insurance?

As a massage wellness center, you might be wondering if you need massage therapist insurance coverage. Perhaps you’re an employee of a massage center and there is already an overarching business insurance policy in place for employees. Or perhaps you own the massage center, and as a small business owner, you’re wondering what type of…

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Company Working From Home? Stay Safe of Cyber Attacks

Cyber attacks against small- and mid-sized businesses (SMBs) were already rising rapidly prior to the outbreak of COVID-19. Now, with more and more businesses working remotely to combat the spread of the virus, hackers have been given expanded opportunities to target at-risk firms.  Whether or not your company already employs cybersecurity protection, there are several…

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Fitness Center & Gym Insurance: A Beginner’s Guide

Among life’s inevitabilities, things going wrong at a gym is up near the top. Weights will be dropped on toes. Machines that need maintenance will break without warning. People will work out overzealously and injure themselves. Blame it on Murphy and his unjust Law: Whatever can go wrong, will go wrong. If you’re starting a…

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What Is the Cost of Gym Insurance?

When operating any business, you need to be sure you’re protected against all possible legal injunctions. In tech, you have to be diligent about data security and IP theft. Restaurants need general liabilities and liquor licensing. In the fitness industry, you need excellent general liability insurance, professional liability, worker’s compensation, and property coverage. How much…

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How Much Is Insurance For a Consultant?

When you’re a consultant, the promise is that you’re either extremely knowledgeable or an expert within a given field. Clients hire you for your advice as you try to help them achieve whatever goals they’re aspiring towards. And, being that they pay you for this service, there’s quite a bit of responsibility (read, liability) that…

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