Small Business and Cloud Storage: Is Your Data Secure?

In today’s highly competitive environment, businesses compete to provide the best, most secure customer experience possible. That explains why they are always on the lookout for detailed customer insights to optimize both consumer and business potentials. Digital innovations such as cloud system technology systematically organize data for maximum reach and performance; and is increasingly the…

Read More

Social Engineering: 7 Common Red Flags

Most of us believe we now have enough awareness to avoid opening sketchy emails or clicking on dubious links. But the truth is cyber-attacks and phishing scams have become much more sophisticated. Your employees may be immune to requests for money from a Nigerian prince, but are they in tune enough to take a closer…

Read More

Getting Liability Insurance for Events

Planning an event takes significant time and work, including careful risk management. From creating a guest list to managing a budget to working with venues—envisioning and executing a successful event is a juggling act of different stakeholders and action items. Any miscommunication could result in last-minute issues.  No matter how careful the planning, the event…

Read More

How Much Does Event Planning Insurance Cost?

Event planners take on liability every time they offer their services. While every business owner runs the risk of damaging a client’s property or injuring a third party while on the job, event planners’ risk is naturally higher. After all, a special event may draw hundreds of attendees, and planners also interact with vendors, subcontractors,…

Read More

What Can a Tax Preparer Be Held Liable For?

Facing a lawsuit is a tax preparer’s worst nightmare. They’re costly and time-consuming. Unfortunately, even the most meticulous preparer may face a lawsuit at some point in their career.  Any tax return mistake, no matter how small, could result in legal action. A particularly litigious client could sue you, even if you believe your work…

Read More

Tax Preparer Insurance 101

Tax preparation is complex and many Americans hire a professional tax preparer to take the process off their hands. As one of these tax preparers, the complexity of taxes means job security for you. However, it also means more room for mistakes and liability.  Your clients expect you to be up-to-date on tax law and…

Read More

Developing an Effective Risk Management Plan

When problems arise mid-project, it generally isn’t due to some unforeseen, unavoidable  circumstance, but rather to a misstep or series of missteps that could have been avoided with proper planning. That, in essence, is the risk management definition (by Oxford Dictionary): “the forecasting and evaluation of financial risks together with the identification of procedures to…

Read More

Do Massage Centers Need Insurance?

As a massage wellness center, you might be wondering if you need massage therapist insurance coverage. Perhaps you’re an employee of a massage center and there is already an overarching business insurance policy in place for employees. Or perhaps you own the massage center, and as a small business owner, you’re wondering what type of…

Read More

Massage Therapy Insurance: A Beginner’s Guide

As a massage therapist, your services are a gift—your clients come to you for therapy, healing, and relaxation. They need your magic touch to alleviate their bad backs, stiff necks, aches, pains, or any of a dozen other ailments.  While you may hope that every patient walks out with a smile, have you considered what…

Read More