NOW Insurance has over 20 years of experience working with therapists and can provide you with an online quote. Simple. Fast. Affordable.
Get StartedGuard yourself against claims of negligence or misalignment of professional standards.
Shield your business from claims of failed treatment.
Protection against claims of mental or physical injury.
Liability for choosing not to refer a patient to a colleague who could better serve them.
The NOW Insurance team is full of specialists who have a deep understanding of the therapy industry as well as the coverage needs of those individuals and businesses in the sector.
We will work directly with you to guide you in selecting the appropriate coverage and creating a customized plan to provide you and your business with complete protection.
$0 deductible
Up to $1million per claim
Aggregate limit up to $6million
Worldwide coverage
Incident trigger
At NOW Insurance agency, we have developed a quick and easy-to-use service that simplifies the application process in order to provide you with a quote in real-time! By working with you directly, we are able to customize your insurance coverage to your exact needs and allow you to select the amount of coverage you require.
With over 20 years of experience providing insurance coverage to small businesses and professionals, NOW is backed by one of the largest and oldest insurance companies in the world, Lloyd’s of London. This relationship allows us to provide a wide range of insurance products at some of the best prices in the industry and you are covered by a carrier (Lloyd’s) with hundreds of billions of dollars in assets.
Learn MoreThe nature of your responsibilities as a therapist is inherently risk-prone when it comes to the potential that a claim could be filed against you. Whether it be a claim of a perceived failure to treat a client’s condition or a data breach of patient files, securing the appropriate protection is critical. Without insurance, you could be forced to pay for a variety of damages if deemed to be responsible for their occurrence, which could significantly impact your personal financial security. The insurance coverage will help you to pay for a variety of these costs including damages, defense costs, and further investigations into an incident cited in a claim depending on the policies you have in place. Generally, a Professional Liability policy is a great place to start. However, if you have your own practice, General Liability coverage may be needed and if you store your patient files digitally, Cyber Liability may be needed.
Legal Requirements
Even if you work for a facility that has its own liability insurance policy to protect the organization as a whole, your employer or state law may require you to carry your own individual policy as well. This is because civil lawsuits can name a specific therapist or mental health professional they believe to be responsible for their perceived damages. Having your own coverage ensures you are fully protected.
What is Cyber Security Insurance?
As technology advances, data breaches and other cybercrimes have become increasingly common. Cyber Liability insurance protects your company should a security breach occur involving sensitive customer information including Social Security numbers, credit card numbers, account numbers, driver’s license numbers, and health records.
What is General Liability Insurance?
Professional & General Liability Insurance provides coverage for your business against claims for personal injury, property damage, or bodily injury. If your business provides a professional service, regularly gives advice to clients, or is requested by a client to have insurance, you should consider Professional & General Liability Insurance coverage.
What is Professional Liability Insurance?
Professional & General Liability Insurance provides coverage for your business against claims for personal injury, property damage, or bodily injury. If your business provides a professional service, regularly gives advice to clients, or is requested by a client to have insurance, you should consider Professional & General Liability Insurance coverage.
How do I contact NOW Insurance customer service?
You can either:
– Select the “Contact Us” button from the top menu on every page and complete an email to customer service
– Email customer service directly at info@nowinsurance.com or call (888) 585-2075
How do I report a claim?
Log into your account and follow the instructions for how to report a claim.
How do I get a copy of my Certificate of Insurance?
There are a couple of ways:
– At the top right of every page, click the “log into account” button. Log into your account and have the certificate emailed or downloaded to you.
– Select “contact us” from menus and request a Certificate be sent to you
I do not see my profession or business type anywhere on the website. Can I still get insured?
While NOW insures many types of businesses, we do not cover the entire market. We will be adding many more classes in the coming months. Please visit the website again or leave a message with the customer service department.
