Home Health Care

Home health care service lawsuits are on the rise. Get an online quote NOW to ensure you are properly covered. Simple. Fast. Affordable.

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Why Insurance for Home Health Care?

Property Damage

Shield your business from claims of damage at patient homes.

Negligence

Safeguard yourself from claims of substandard care.

Misconduct

Protect yourself in every facet of your work.

Theft

Guard yourself against patients claiming you stole from their homes.

Coverage Highlights:

As a home health care professional, you often spend time traveling to and caring for a variety of patients. The right insurance policy will ensure you are protected no matter where you happen to be working.

The team at NOW Insurance is experienced in working with home health aides to create customized plans with affordable premiums and flexible payment plans so you can quickly and easily get the coverage you need.

Professional and General Liability Insurance

$0 deductible
Up to $1million per claim
Aggregate limit up to $6million
Worldwide coverage
Incident trigger

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Why Home Healthcare Workers and Companies Need Insurance

Working out of a patient’s home puts you at risk for a variety of claims and if held responsible, the effects of paying for those damages could result in financial ruin. Holding a Professional Liability, General Liability or a combination of both will ensure that you are protected from a majority of the claims that could be filed against you as you carry out your job responsibilities. These policies will help cover everything from damage payments to defense costs, such as attorney fees and those associated with conducting secondary investigations into any cited incidents. If you do not carry insurance, you would be responsible for paying the expenses out of your own pocket which often leaves many individuals in financial ruin. The right insurance package helps you avoid such a scenario.

Individual Coverage

Even if you are not an independent health aide and work for a larger organization, it is a good idea to carry your own insurance policy for added protection. In some cases, an employer’s policy will be limited in its ability to protect individual employees if they are specifically named in a lawsuit, so having your own insurance policy in place will guarantee you have the maximum amount of protection.

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As a busy professional, I appreciate how fast and easy it was to get my insurance online. I also saved some money by switching. Now Insurance was a great choice.
Karen RN BSN
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I was surprised and excited that I could get professional liability insurance at such a reasonable rate.
Suzanne RN BSN
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Wow, that was easy! I got a quote in seconds and bought coverage in minutes!
Michelle Massage Therapist
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This site is so easy. I applied for and bought coverage on my phone while at the gym. They also saved me money.
Kenneth Personal Trainer

What is Cyber Security Insurance?

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What is Cyber Security Insurance?

As technology advances, data breaches and other cybercrimes have become increasingly common. Cyber Liability insurance protects your company should a security breach occur involving sensitive customer information including Social Security numbers, credit card numbers, account numbers, driver’s license numbers, and health records.

What is General Liability Insurance?

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What is General Liability Insurance?

Professional & General Liability Insurance provides coverage for your business against claims for personal injury, property damage, or bodily injury. If your business provides a professional service, regularly gives advice to clients, or is requested by a client to have insurance, you should consider Professional & General Liability Insurance coverage.

What is Professional Liability Insurance?

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What is Professional Liability Insurance?

Professional & General Liability Insurance provides coverage for your business against claims for personal injury, property damage, or bodily injury. If your business provides a professional service, regularly gives advice to clients, or is requested by a client to have insurance, you should consider Professional & General Liability Insurance coverage.

How do I contact NOW Insurance customer service?

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How do I contact NOW Insurance customer service?

You can either:

– Select the “Contact Us” button from the top menu on every page and complete an email to customer service

– Email customer service directly at info@nowinsurance.com or call (888) 585-2075

How do I report a claim?

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How do I report a claim?

Log into your account and follow the instructions for how to report a claim.

How do I get a copy of my Certificate of Insurance?

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How do I get a copy of my Certificate of Insurance?

There are a couple of ways:

– At the top right of every page, click the “log into account” button. Log into your account and have the certificate emailed or downloaded to you.

– Select “contact us” from menus and request a Certificate be sent to you

I do not see my profession or business type anywhere on the website. Can I still get insured?

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I do not see my profession or business type anywhere on the website. Can I still get insured?

While NOW insures many types of businesses, we do not cover the entire market.  We will be adding many more classes in the coming months. Please visit the website again or leave a message with the customer service department.

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