Healthcare Professional Liability Insurance Made Easy
Who needs medical professional liability insurance?
What you need to know
about medical professional liability for healthcare practitioners
Get covered with professional liability insurance
Professional liability insurance covers intangible claims based in verbal exchanges, namely consulting, as well as tangible claims, such as bodily injury.
That's where we come in
Our healthcare professional liability insurance policies are tailored for individual professionals and enterprise health care businesses, and cover a wide range of scenarios that could lead to a lawsuit.
Accidents and errors
Protect yourself from potential errors made during the course of treatment.
Improper treatment
Coverage against claims of failure to meet the standard of care.
Reputational harm
Recover losses resulting from reputational damage to you or your business.
Physical harm
Coverage against claims of bodily injury.
Negligence
Failing to take reasonable care or steps to prevent loss or injury to a client.
Professional misconduct or error
Protection against claims of failure to meet industry-recognized ethical standards or professional code of conduct.
Court fees, fines or payouts financial loss
Cover court costs, attorney’s fees, including defense costs, settlements owed and fines, including board actions.
Made for professionals
There are core benefits and protections that general and professional liability insurance deliver to professionals and businesses.
Protection from frivolous lawsuits
Coverage even when you’re at fault
Potential for lower premiums
Cost savings
Proof of coverage for customers
Transparency as important as it is for you
It starts with how we calculate price. There are two primary factors that dictate the final cost of your policy.
The policy limit you choose
When you purchase a professional liability insurance policy, it will come with:
Occurrence limit: The maximum amount that the insurance provider will pay for any one isolated claim.
Aggregate limit: The maximum amount that the provider will pay for all combined claims during the policy’s “lifetime,” which is usually set for one year.
The industry you’re in
Your professional liability insurance policy quote will also be influenced by your insurance provider’s perceived risk of your specialty.
For each profession or specialty, insurance providers assess what types of mistakes could occur, and how disastrous the mistake could be.
Exempt from Coverage
Even with comprehensive liability insurance, there are still certain issues that are not covered by liability policies.
Still have questions? We have the answers
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