Why Home Health Care Can Have a Positive Impact on Mental Health
Being house-bound following surgery, an accident, or simply due to advanced aging, can have a very detrimental effect on one’s mental health. This is why home health care is not only essential from a medical perspective but also from a psychological one. Home care workers who come to us for malpractice insurance often share that…
Read MoreAm I Legally Required to Get Small Business Insurance?
You already know that having a comprehensive insurance plan in place is one of the most prudent investments you can make in your business. While it’s clearly a great idea, is it actually required by law? Having certain specific forms of small business insurance is in fact required in most states. Why Your Business Needs…
Read MoreWhat Are the Exclusions on a General Liability Insurance Policy?
Regardless of what type of business you’re in, having a general liability insurance plan in place is your first line of defense against many risks associated with owning a business. Even if you’re self-employed, this type of coverage simply makes sense. However, it does have certain limitations. It’s important to be educated about exactly what…
Read MoreIs Administrative Staff Covered by Medical Malpractice Insurance?
A spectrum of medical tasks can lead to negligence that causes patient harm, from a physician’s misdiagnosis to mislabeled medication. Administrative staff can even be found liable due to the diverse nature of their work. This makes malpractice insurance (also known as professional liability) a necessity for all team members, even if a patient lawsuit…
Read MoreGeneral Liability and Workers’ Comp: What’s the difference?
If you’re a business owner, you need to protect yourself against lawsuits and other professional liability issues. Taking out adequate insurance can ensure your financial wellbeing, no matter what happens. But what types of policies do you need, and what do they protect against? In today’s post, we’ll go over general liability insurance and workers’…
Read MoreFive Steps to Buying Consultant Business Insurance
Consultants have a lot on their plates. Ensuring customer needs are met, keeping the prospect pipeline full, and managing the day-to-day administrative tasks required in the business can quickly fill up the day. However, it’s important not to overlook important details such as purchasing business insurance amidst the busyness. The right business insurance can help…
Read MoreHow Much Is Professional Liability Insurance? 6 Factors That Affect Price
Do you own a small business, mental health practice, or other type of company? If so, you could benefit greatly from paying for professional liability insurance. Professional liability insurance—also known as medical malpractice insurance (for medical professions)—can help protect you in the face of a lawsuit. If you’re wondering, “How much is professional liability insurance?”…
Read MoreWhat to Know About Multi-State Healthcare Licensure
Traditionally, healthcare professionals have selected a single state to call home, completed licensure for that state, and spent many years residing and practicing there. Complex, expensive and time-consuming licensing requirements discouraged healthcare workers from trying to practice in more than one state. However, all that changed in 2020 during the global coronavirus pandemic. Delivering needed…
Read MoreWhat are Key Compliance Issues in Home Healthcare?
Government regulations and compliance rules are designed to protect patients, home healthcare providers, insurance companies, and taxpayers. They are typically focused on organizations providing and billing for appropriate levels of care and preventing fraudulent claims. In order to stay in business and avoid legal battles or compliance penalties or fines, home healthcare organizations should stay…
Read More