Am I Legally Required to Get Small Business Insurance?
You already know that having a comprehensive insurance plan in place is one of the most prudent investments you can make in your business. While it’s clearly a great idea, is it actually required by law? Having certain specific forms of small business insurance is in fact required in most states. Why Your Business Needs…
Read MoreWhat Are the Exclusions on a General Liability Insurance Policy?
Regardless of what type of business you’re in, having a general liability insurance plan in place is your first line of defense against many risks associated with owning a business. Even if you’re self-employed, this type of coverage simply makes sense. However, it does have certain limitations. It’s important to be educated about exactly what…
Read MoreIs Administrative Staff Covered by Medical Malpractice Insurance?
A spectrum of medical tasks can lead to negligence that causes patient harm, from a physician’s misdiagnosis to mislabeled medication. Administrative staff can even be found liable due to the diverse nature of their work. This makes malpractice insurance (also known as professional liability) a necessity for all team members, even if a patient lawsuit…
Read MoreHow Much Is Professional Liability Insurance? 6 Factors That Affect Price
Do you own a small business, mental health practice, or other type of company? If so, you could benefit greatly from paying for professional liability insurance. Professional liability insurance—also known as medical malpractice insurance (for medical professions)—can help protect you in the face of a lawsuit. If you’re wondering, “How much is professional liability insurance?”…
Read MoreSmall Business and Cloud Storage: Is Your Data Secure?
In today’s highly competitive environment, businesses compete to provide the best, most secure customer experience possible. That explains why they are always on the lookout for detailed customer insights to optimize both consumer and business potentials. Digital innovations such as cloud system technology systematically organize data for maximum reach and performance; and is increasingly the…
Read MoreSocial Engineering: 7 Common Red Flags
Most of us believe we now have enough awareness to avoid opening sketchy emails or clicking on dubious links. But the truth is cyber-attacks and phishing scams have become much more sophisticated. Your employees may be immune to requests for money from a Nigerian prince, but are they in tune enough to take a closer…
Read MoreRisk and Hazards of Being a Massage Therapist
Being a massage therapist is an incredibly rewarding profession but, like all hands-on work, comes with a fair share of risks and hazards. However, having the knowledge of how to create a safe environment for you and your clients will allow you to provide a secure, mutually beneficial experience. The best tool for protection? Preparedness. …
Read MoreWhat’s Included In Massage Insurance Coverage?
There are three essential components of massage therapy insurance coverage: professional, general liability, professional liability, and cyber liability insurance. However, if you run a massage studio, you should also consider a fourth aspect—commercial property insurance. Even as an individual working in a massage studio, it’s important to have your own massage therapist insurance coverage tailored…
Read MoreEverything You Need to Know About Malpractice Insurance Coverage For Nutritionists
As a dietitian, you’re a wizard of wellness, a savant of gut strength. You recommend the food and lifestyle changes that clients need to feel healthy and happy. Though you probably aren’t prescribing medicine or operating on patients, you’re still a healthcare professional who is duty-bound to administer informed and responsible advice. Since dietitians and…
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