Nurse Liability Insurance: 7 Reasons to Carry a Policy — Even If Your Employer Has Coverage
Nurses can face legal claims brought by patients, patient representatives, or state nursing boards. Though doctors often draw more attention in lawsuits, nurses—who handle much of the direct patient care—are also vulnerable to regulatory, civil, and even criminal proceedings. The smartest protection is your own liability policy, tailored to defend you personally. 7 Reasons to…
Read MoreTop Nurse Practitioner Salaries & Specialties
Nurse Practitioner Specialties and Salaries: The Highest-Paying NP Jobs in 2025 Nurse practitioners (NPs) continue to be among the most sought-after healthcare professionals in the United States. With expanded scope of practice, growing patient demand, and a shift toward value-based care, NPs are filling critical roles across a wide range of specialties. For those evaluating…
Read MoreWhy Are You Still Buying Occurrence Malpractice Coverage?
In today’s complex healthcare landscape, carrying malpractice insurance isn’t optional—it’s a necessity. A 2017 survey conducted by Medscape revealed that over 50% of 4,000 physicians surveyed had been named in a malpractice lawsuit by a former patient. Even more striking, 87% of those doctors were caught off guard by the legal action. The survey, covering…
Read MoreMalpractice Insurance FAQs: What Is a “Retro Date”?
Malpractice insurance (sometimes called professional liability insurance) can be confusing, but as a medical professional, you need to be sure you’re getting it right. To help you, we’ve collected some of the most common questions our customers have so you can be sure you’re fully informed. Am I Required to Have Insurance? Whether medical practitioners…
Read MoreWhat Does Malpractice Insurance Cost?
Malpractice insurance isn’t optional for medical professionals risking lawsuits whenever care doesn’t go as planned. Over the past decade, premiums have steadily risen—and in many cases, spiked—making it more critical than ever to understand who pays what and why. Rising Premium Trends Nationwide According to the American Medical Association, nearly half of malpractice premiums increased…
Read MoreRisks of Abbreviations in Nurse Charting
In a fast-paced healthcare environment, it’s tempting to use abbreviations to speed up documentation. But when misused, abbreviations can do more harm than good—posing risks to patient safety, increasing liability exposure, and complicating communication among healthcare providers. Why Abbreviation Use in Nursing Documentation Can Be Dangerous Abbreviations are meant to simplify—but they often complicate. Unlike…
Read MoreCharting by Exception: What Nurses and NPs Need to Know
What is Charting by Exception? Charting by exception (CBE) is a documentation method where healthcare providers record only deviations from established patient norms. Instead of repeating data that is considered standard or unchanged, providers use pre-defined clinical standards and only chart when a patient’s condition falls outside those parameters. This technique streamlines electronic health records…
Read MoreWhat Type of Insurance Do Nurses Need?
Nurses are integral to healthcare, providing essential services across various settings. With their expanding roles and responsibilities, it’s crucial for nurses to have appropriate insurance coverage to protect their health, career, and financial well-being. Malpractice and Liability Insurance for Nurses In today’s complex healthcare landscape, nurses are increasingly exposed to legal risks that can arise…
Read MoreWhat Is and Isn’t Covered by Malpractice Insurance?
As a healthcare professional, understanding the scope and limitations of your malpractice insurance (or medical professional liability insurance) is crucial. While this insurance provides a safety net against certain professional risks, it’s essential to know what is and isn’t covered to ensure comprehensive protection. Understanding Malpractice Insurance Malpractice insurance, a subset of professional liability insurance,…
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