Massage Therapy Insurance: A Beginner’s Guide

As a massage therapist, your services are a gift—your clients come to you for therapy, healing, and relaxation. They need your magic touch to alleviate their bad backs, stiff necks, aches, pains, or any of a dozen other ailments.  While you may hope that every patient walks out with a smile, have you considered what…

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Company Working From Home? Stay Safe of Cyber Attacks

Cyber attacks against small- and mid-sized businesses (SMBs) were already rising rapidly prior to the outbreak of COVID-19. Now, with more and more businesses working remotely to combat the spread of the virus, hackers have been given expanded opportunities to target at-risk firms.  Whether or not your company already employs cybersecurity protection, there are several…

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Business Interruption Insurance and Coronavirus

Business interruption insurance, also called business income insurance, is a policy that covers loss of income (and expenses) due to a disaster, forcing the company to vacate its premises.  As the current coronavirus pandemic spreads, it’s important to find an insurance company that can help you find the best coverage for you and your business…

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Inside the Hacker’s Mind – Social Engineering

Inside the Hacker’s Mind – Social Engineering Dr Jack Wadey What is it? Social engineering is a method employed by bad actors or “hackers” to manipulate or deceive individuals to share personal or confidential information.  A social engineering attack does not necessarily have to include computers. Have you ever held a door open into the…

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Do Consultants Need Insurance?

The short answer: yes. Although not all consultant insurance is mandatory, it is highly recommended. Consultants can and will experience unexpected setbacks, which can cost their company and their client’s company a lot of time and money. If this happens to unnerve a disgruntled client, it could lead to a stressful and costly lawsuit. To…

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Fitness Center & Gym Insurance: A Beginner’s Guide

Among life’s inevitabilities, things going wrong at a gym is up near the top. Weights will be dropped on toes. Machines that need maintenance will break without warning. People will work out overzealously and injure themselves. Blame it on Murphy and his unjust Law: Whatever can go wrong, will go wrong. If you’re starting a…

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Should Your Company Work From Home During the Coronavirus Outbreak

In this new, cloudy age of quarantine, people wake up, shower, and commute to the kitchen table. Spouses and children (and pets) have become coworkers and coworkers have become penpals.  Thanks to COVID-19, companies have been forced to make decisions fast about whether to institute work-from-home policies.  Unless your line of work relies on hands-on…

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What Is the Cost of Gym Insurance?

When operating any business, you need to be sure you’re protected against all possible legal injunctions. In tech, you have to be diligent about data security and IP theft. Restaurants need general liabilities and liquor licensing. In the fitness industry, you need excellent general liability insurance, professional liability, worker’s compensation, and property coverage. How much…

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