Risk and Hazards of Being a Massage Therapist

Being a massage therapist is an incredibly rewarding profession but, like all hands-on work, comes with a fair share of risks and hazards. However, having the knowledge of how to create a safe environment for you and your clients will allow you to provide a secure, mutually beneficial experience. The best tool for protection? Preparedness. …

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What’s Included In Massage Insurance Coverage?

There are three essential components of massage therapy insurance coverage: professional, general liability, professional liability, and cyber liability insurance. However, if you run a massage studio, you should also consider a fourth aspect—commercial property insurance.  Even as an individual working in a massage studio, it’s important to have your own massage therapist insurance coverage tailored…

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Do Massage Centers Need Insurance?

As a massage wellness center, you might be wondering if you need massage therapist insurance coverage. Perhaps you’re an employee of a massage center and there is already an overarching business insurance policy in place for employees. Or perhaps you own the massage center, and as a small business owner, you’re wondering what type of…

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Company Working From Home? Stay Safe of Cyber Attacks

Cyber attacks against small- and mid-sized businesses (SMBs) were already rising rapidly prior to the outbreak of COVID-19. Now, with more and more businesses working remotely to combat the spread of the virus, hackers have been given expanded opportunities to target at-risk firms.  Whether or not your company already employs cybersecurity protection, there are several…

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Do Consultants Need Insurance?

The short answer: yes. Although not all consultant insurance is mandatory, it is highly recommended. Consultants can and will experience unexpected setbacks, which can cost their company and their client’s company a lot of time and money. If this happens to unnerve a disgruntled client, it could lead to a stressful and costly lawsuit. To…

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Fitness Center & Gym Insurance: A Beginner’s Guide

Among life’s inevitabilities, things going wrong at a gym is up near the top. Weights will be dropped on toes. Machines that need maintenance will break without warning. People will work out overzealously and injure themselves. Blame it on Murphy and his unjust Law: Whatever can go wrong, will go wrong. If you’re starting a…

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What Is the Cost of Gym Insurance?

When operating any business, you need to be sure you’re protected against all possible legal injunctions. In tech, you have to be diligent about data security and IP theft. Restaurants need general liabilities and liquor licensing. In the fitness industry, you need excellent general liability insurance, professional liability, worker’s compensation, and property coverage. How much…

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What Insurance Do Consultants Need?

No matter the industry, your business will inevitably face its fair share of risks and liabilities. While it’s easy to simply say that everyone should have a general liability insurance policy, such policies have limitations in coverage. This is especially true if you are legally considered to be a professional consultant, which has its own…

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