Are You Putting Yourself at Risk as a Freelancer Without Insurance?
Given the trend of workers giving up their office jobs and daily commutes to work independently, the demand for consultant insurance has gone up exponentially. As a first-time consultant, you might wonder if you even need to be insured. The reality is insurance for freelancers (professional liability) is an essential risk mitigation tool, and should…
Read More10 Things to Avoid When Looking for Liability Insurance Online
Everyone in the healthcare space has had a rough couple of years. From staffing challenges to mental health issues and just plain burnout, our healthcare heroes have had enough pressure and stress to last a lifetime. Business owners and consultants haven’t had it much better with constant uncertainty, loss of profits and looming inflation. More…
Read MoreInsurance for Freelancers: 7 Reasons Not to Risk Going Without Coverage
No matter what the field, freelancing can be a difficult business. Often one-man operations, these small businesses have to rely on good word of mouth as well as top-notch service, all while having a fraction of the budget of larger competitors. Insurance for freelancers on top of all that can feel unnecessary. Here are seven…
Read MoreWhat Are the Exclusions on a General Liability Insurance Policy?
Regardless of what type of business you’re in, having a general liability insurance plan in place is your first line of defense against many risks associated with owning a business. Even if you’re self-employed, this type of coverage simply makes sense. However, it does have certain limitations. It’s important to be educated about exactly what…
Read MoreHow Can I Reduce My Professional Liability Insurance Cost?
As a medical professional or any sort of business consultant, you already know how important it is to have a comprehensive insurance policy to protect you from any legal claims related to malpractice and negligence (medical professionals) or errors and omissions (business professionals). However, making sure you’re protected needn’t break the bank. We’ve put together…
Read MoreIs Administrative Staff Covered by Medical Malpractice Insurance?
A spectrum of medical tasks can lead to negligence that causes patient harm, from a physician’s misdiagnosis to mislabeled medication. Administrative staff can even be found liable due to the diverse nature of their work. This makes malpractice insurance (also known as professional liability) a necessity for all team members, even if a patient lawsuit…
Read MoreFive Reasons Why Marketing Consultants Need Insurance
Marketing agencies, advertising or public relations firms, or other similar professional service organizations may wonder why and what kind of business insurance they need to carry to protect themselves, their employees, and their company. The answer to that question depends on several factors and is definitely not a one-size-fits-all proposition. To help you sort through…
Read MoreGeneral Liability and Workers’ Comp: What’s the difference?
If you’re a business owner, you need to protect yourself against lawsuits and other professional liability issues. Taking out adequate insurance can ensure your financial wellbeing, no matter what happens. But what types of policies do you need, and what do they protect against? In today’s post, we’ll go over general liability insurance and workers’…
Read MoreConsulting in the Tech Field? This is the Insurance Coverage You Need
Last year, the Pew Research Center reported that over 70% of Americans began working from home. Among them, nearly 40% said they would prefer to continue working from home, and today millions of employers are struggling to establish a setup that will work for every team. That said, many digital consultants have worked remotely for…
Read More