Developing an Effective Risk Management Plan
When problems arise mid-project, it generally isn’t due to some unforeseen, unavoidable circumstance, but rather to a misstep or series of missteps that could have been avoided with proper planning. That, in essence, is the risk management definition (by Oxford Dictionary): “the forecasting and evaluation of financial risks together with the identification of procedures to…
Read MoreBenefits of Therapist Liability Insurance
Working as a therapist is an incredibly rewarding job, but having a career in mental health poses certain risks that make therapist insurance a necessity. While the highly personal, emotionally-charged nature of the mental health industry is what makes therapy successful, being involved in a subjective business means there’s a lot of gray area for…
Read MoreRisk and Hazards of Being a Massage Therapist
Being a massage therapist is an incredibly rewarding profession but, like all hands-on work, comes with a fair share of risks and hazards. However, having the knowledge of how to create a safe environment for you and your clients will allow you to provide a secure, mutually beneficial experience. The best tool for protection? Preparedness. …
Read MoreWhat’s Included In Massage Insurance Coverage?
There are three essential components of massage therapy insurance coverage: professional, general liability, professional liability, and cyber liability insurance. However, if you run a massage studio, you should also consider a fourth aspect—commercial property insurance. Even as an individual working in a massage studio, it’s important to have your own massage therapist insurance coverage tailored…
Read MoreDo Massage Centers Need Insurance?
As a massage wellness center, you might be wondering if you need massage therapist insurance coverage. Perhaps you’re an employee of a massage center and there is already an overarching business insurance policy in place for employees. Or perhaps you own the massage center, and as a small business owner, you’re wondering what type of…
Read MoreInsurance Plans For Nutritionists: Everything You Need to Know
Finding the right insurance can be frustrating with so many insurance policy plans out there. As a nutritionist, you might be wondering “Do Nutritionists Need Insurance?” After all, your practice is low-risk enough that you probably won’t need coverage right? Wrong, actually — this is wishful thinking, and the inherent risks of your practice (and…
Read MoreFitness Center & Gym Insurance: A Beginner’s Guide
Among life’s inevitabilities, things going wrong at a gym is up near the top. Weights will be dropped on toes. Machines that need maintenance will break without warning. People will work out overzealously and injure themselves. Blame it on Murphy and his unjust Law: Whatever can go wrong, will go wrong. If you’re starting a…
Read MoreWhy Your Business Needs Wellness and Fitness Insurance: A Comprehensive Guide
Do you work in or operate a business in the health and wellness industry? Do you own a gym, a martial arts studio, a yoga center, or a massage therapy clinic? How about expert advice—do you offer it in-person or online? Do people come to you for your opinion? If you answered yes to any…
Read MoreWhat Is the Cost of Gym Insurance?
When operating any business, you need to be sure you’re protected against all possible legal injunctions. In tech, you have to be diligent about data security and IP theft. Restaurants need general liabilities and liquor licensing. In the fitness industry, you need excellent general liability insurance, professional liability, worker’s compensation, and property coverage. How much…
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